Ready to move beyond basic financial awareness and truly transform your relationship with money? Building seamlessly from our Beginner's Guide, the Intermediate Guide (Part 2) is designed for individuals who have some foundational knowledge and are ready to delve deeper into their financial fears. This stage moves beyond just acknowledging money fears to actively understanding and addressing them by using intermediate journaling as a key tool. You will engage in self-reflection on past experiences and family beliefs that have shaped your money mindset, learn to identify and effectively reframe those tricky negative money beliefs, and gain awareness of emotional spending patterns by tracking your habits. The guide empowers you to take proactive steps towards financial well-being, such as setting realistic financial goals and building a budget. This crucial stage helps foster healthier financial habits, enhance self-awareness, and build confidence, preparing you for potentially more complex financial strategies. It's the essential next step in moving from just surviving with money to actually thriving.